Credit Analyst (3)

Job Purpose:  

Supporting the Bank in achieving its asset growth targets whilst maintaining a quality-lending book and delivering a professional service to the business units.

Main Responsibilities:

• Evaluate and recommend credit proposals.
• Identify, quantify, and evaluate sources of risk.
• Build relationships with Branch Managers and account analysts,
• Participate in periodical reviews as well as monitoring and assessing portfolio performance metrics.
• Ensure that new requirement(s) or external risk(s) are properly taken cognizance of in lending decisions and in certain circumstances.
• Visiting customers to discuss/explain the structure and conditions of lending and follow up on such conditions.

Educational qualifications and work experience:

• Bachelor’s degree in finance, commerce, or Economics.
• A certificate in Credit Analysis will be an added advantage.
• 2+ years in credit analysis in a financial institution